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You use your smartphone as a camera, calculator, flashlight, calendar and so much more. You can also use your smartphone as a form of payment. Using a mobile wallet, you can make debit or credit card payments with your smartphone or smart watch.
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It is not uncommon for people to refer to a credit union as a bank. After all, there are many similarities between the two! They both offer many similar products and services, but there are a few key differences. Much of the credit union difference is rooted in its structure as a Cooperative.
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Credit unions are everywhere, but you might be wondering what credit unions are and how they originated. Have no fear! This post will answer your burning questions.
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When it comes to getting paid, many people receive payments, like paychecks, Social Security payments, or pensions, through direct deposit.
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You might be thinking it’s time to gain control of your finances. Or maybe you want to eliminate debt to improve your credit. How can you achieve this? Creating a budget is the perfect tool to gain this control!
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If you aren’t aware of your account balances when you are shopping, you could make a purchase that pushes your account negative. As a result, you can be charged an overdraft fee. Sometimes more than one fee can be applied if you keep making purchases. Here are a few steps to follow to avoid this costly scenario.
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According to the U.S. Internal Revenue Service data, a little over 14 million Americans owed over $131 billion in back taxes, interest and penalties in 2018. When you complete your tax return and realize that you owe the IRS, what can you do if you can’t pay them back right away? Here’s a list of your best payback options. Be sure to check with the IRS directly on any of these options, as they could change at any time.
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Having a savings account is an important part of our financial picture, especially as we plan for major expenses or prepare for the unexpected. But is it necessary for kids to have a savings account? Below, we'll break down why having a savings account for your child is important and what you'll need to help them start saving.
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You’ve been saving and have finally made it to your destination, but now you want to make sure you don’t overspend while on the trip. Following these tips can help you return home with some savings left.
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You probably already have a budget for your everyday expenses; you pay your rent or mortgage, utilities, and groceries every month. But are you budgeting for other big expenses like a vacation, wedding, or new car? If not, here are some tips to help you get started.
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