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ONLINE BANKING

ROUTING # 281076730

Home Loans

Home & Mortgage Loans

Have questions about buying a home? Get tips from our experts at our seminar!

First Time Home Buyer Seminar
Tuesday, April 22, 2025
5:30p.m. - Doors open
6:00 p.m. - Presentation begins
1st MidAmerica Credit Union
731 E. Bethalto Dr., Bethalto

Plus, you could receive a $50 Visa gift card when you apply for a prequalification at the event!

All attendees will receive a coupon to waive the appraisal fee, valued up to $400, when they finance their first home through 1st MidAmerica Credit Union. Attendees that apply for a prequalification will receive a $50 Visa gift card!

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Personalized home loans with competitive rates.

We are your home loan partner and we take the time to make sure you get the right mortgage. If you’re thinking of buying a new home or want to refinance your existing home, we have a mortgage loan to fit your needs.

Start your application today at our Online Mortgage Center!

Take advantage of our staff of home mortgage professionals who will explain the difference between each type of mortgage loan so that you can decide which one fits you best.

Visit our Online Mortgage Center to find out more about:

  • Mortgage Rates
  • Loan Options
  • First Time Home Buyers
  • Investment Properties
  • Construction Loans

Accelerate Your Mortgage Payoff

For homeowners who wish to retire their current mortgage with a low rate, shorter term, and limited closing costs, we offer a Retire Your Mortgage option that does just that!

We also offer options for Home Owners Insurance.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us