Exceeding Member Expectations.
Credit Union members are entitled to
certain privileges not offered by other financial institutions.
At 1st MidAmerica you will receive the
friendly service of a small town institution with the
financial strength and services of a large financial
institution. We believe in the philosophy of people
helping people and offer our members higher interest
on dividends and lower interest rates for borrowing
money. Our goal is to be the primary financial institution
for all our members and their families.
As an 1st MidAmerica member, you are a shareholder of the credit
union and have a voice in how the credit union is governed. This primary advantage
to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of
Our mission, Exceeding Member Expectations, reflects
our goal to improve our members’ financial lives.
We strive to serve our members with the best service,
lowest rates, highest dividends, and a wide array of
2012 Annual Report
||Your savings are federally insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. An additional $250,000 privately insured by ESI.
Credit Union Administration (NCUA),
a U.S. government agency, insures your account up
to $250,000 per member. When your accounts exceed
$250,000, the maximum level of coverage provided
through NCUA, you are also insured up to an additional
$250,000. Your board of directors has chosen to provide
this exceptional level of insurance through a private
company. This supplemental insurance is provided
by Excess Share Insurance (ESI) Corporation. ESI
is a subsidiary of American Share Insurance, the
nation's largest private deposit insurer for credit
union's. Excess share insurance is available only
to credit unions meeting the company's rigid requirements
and standards of performance.