Triple Travel Points!

During June and July, we have the perfect excuse for a vacation for Platinum Credit Card holders – earn triple points on all travel purchases like airfare, hotels, car rentals, gas, cruise lines, and so much more! With our Scorecard Rewards Program, you can use your points for travel rewards or brand name merchandise. You can register at scorecardrewards.com to view reward balances and redemption options.

Apply for a Visa® credit card with us. Our credit card offers fixed rates as low as 9.9% APR, with additional benefits including:
• No annual fees
• Rewards points for travel and merchandise
• 6 month introductory rate of 2.9% APR for balance transfers and new purchases
• Built-in safety features to protect your card from fraud

We’re not out to trick you with hidden fees or sudden changes to your account. We want to help you get more for your money! Apply below, then transfer balances from your other high-rate cards.

When you open a new Visa credit card with us, your interest rate is only 2.9% APR for the first six months.

Visa Card Disclosures
Visa Rewards
Ezcardinfo.com
Verified by Visa

Important Visa Credit Card Disclosures

The following disclosures represent important details concerning Your Credit Card. The information about costs of the Card are accurate as of July 1, 2010.

View our full Credit Line Account Agreement and Federal Disclosure Statement here.

Interest Rates and Interest Charges
ANNUAL PERCENTAGE RATE (APR) for Purchases, Cash Advances and Balance Transfers	2.9% APR for first 6 months, after which, your rate will be 9.90% APR to 13.90% APR, based upon credit worthiness
ANNUAL PERCENTAGE RATE (APR) for Balance Transfers	9.90% APR to 13.90% APR, based upon credit worthiness
How to Avoid Paying Interest on Purchases	Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fees	None
Penalty Fees - Late Payment - Returned Payment	$25 $25
Transaction Fees - Foreign Transaction - Balance Transfer - Cash Advance	1% of transaction amount None None
International Service Assessment Fee	1% of transaction amount
How We Will Calculate Your Balance: We use a method called �average daily balance (including new purchases). Loss of Introductory APR: We may end your introductory APR and apply the standard APR if you make a late payment.

Visa Rewards

Not only do you get to save money with our incredible Visa Credit Card Rates, but you also get to save up points! Introducing, ScoreCard, our new Visa Rewards Program! Each purchase you make with our Visa Credit Card earns you valuable Bonus Points that may be redeemed for brand name merchandise and exciting travel rewards.

Visit www.scorecardrewards.com to see the amazing array of rewards.

Ezcardinfo.com

To make inquiries about your Visa account, visit ezcardinfo.com, where you can check your Visa history, balances and more!

Verified by Visa

Click on the link to register for Verified by Visa, the program that protects you while you shop on-line.

While making a purchase on the internet, merchants may ask you for a password to proceed with your Visa transaction - this password is designated by you and protects your Visa account number from fraud. Assign your password now - and shop knowing that your card is protected!