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1st MidAmerica Credit Union Exceeding Member Expectations
1st MidAmerica Credit Union

Visa Platinum Credit Card

Our Platinum card offers fixed rates as low as 9.9% APR and:

• No annual fees or balance transfer fees
• ScoreCard Rewards Program
• 5.9% APR for balance transfers made within the first 6 months, for the life of the balance
• Built-in safety features to protect your card from fraud

We’re not out to trick you with hidden fees or sudden changes to your account. We want to help you get more for your money! Apply below, then transfer balances from your other high-rate cards.

When you open a new Visa credit card with us, your interest rate is 5.9% APR for balance transfers made within the first 6 months, for the life of the balance.

Important Visa Credit Card Disclosures

The following disclosures represent important details concerning Your Credit Card. The information about costs of the Card are accurate as of January 1, 2014.

View our full Credit Line Account Agreement and Federal Disclosure Statement here.

Interest Rates and Interest Charges

Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.

9.9% APR
3.90% APR,
based upon credit worthiness

Balance Transfers made within six months of opening the card.

5.9% APR
for the life of the balance

How to Avoid Paying
Interest on Purchases

Your due date is 25 days after
the close of each billing cycle. We
will not charge any interest on
purchases if you pay your entire
balance by the due date each

For Credit Card Tips from the
Consumer Financial
Protection Bureau

To learn more about factors to consider when applying for or using a Credit Card,
visit the website of the Consumer Financial Protection Bureau at


Annual Fees


Penalty Fees
- Late Payment
- Returned Payment


Transaction Fees
- Foreign Transaction
- Balance Transfer
- Cash Advance

1% of transaction amount

International Service Assessment Fee

1% of transaction amount

How We Will Calculate Your Balance: We use a method called �average daily balance (including new purchases).

Visa Rewards

Not only do you get to save money with our incredible Visa Credit Card Rates, but you also get to save up points! Introducing, ScoreCard, our new Visa Rewards Program! Each purchase you make with our Visa Credit Card earns you valuable Bonus Points that may be redeemed for brand name merchandise and exciting travel rewards.

Visit www.scorecardrewards.com to see the amazing array of rewards.


To make inquiries about your Visa account, visit ezcardinfo.com, where you can check your Visa history, balances and more!


Verified by Visa

Click on the link to register for Verified by Visa, the program that protects you while you shop on-line.

While making a purchase on the internet, merchants may ask you for a password to proceed with your Visa transaction - this password is designated by you and protects your Visa account number from fraud. Assign your password now - and shop knowing that your card is protected!

Your savings federally insured to at least $250,000 by the National Credit Union Administration. An additional $250,000 is privately insured by ESI.
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